Glenn Gaspar - REALTORŽ

Your site for up to date information on the

real estate market!

Buy a home with only a .5% down payment!

Great opportunity for home buyers who are tight on cash or need some help with escrow cost.
This is a niche loan product which allows qualified home buyers to put down .5% when purchasing a home, and the seller can pay up to 3% of the sales price towards the buyers closing cost. This loan can be used for single family homes, condos/townhomes and PUD's. To apply for this loan click on Integr8tive Solutions. You will then just double click on the “Apply Now” button to fill out a full loan application for the program. Select Bill Gately as the loan officer/Rep. You can also call or text me directly at (714) 612-0995 if you have any questions regarding the program or other aspects of the process.

Sell your home as a "Short Sale" and buy a new home afterward...

Homeowners who qualify can sell their home as a short sale, and then turn around and buy a new home to move into after the sale. This program is available in 48 states! The guidelines and application are available upon request, so contact soon before it's to late!

Update:Home Owners Association Assistance Program...

Offered by the Pacific West Association of REALTORS® Charity Foundations: Qualified buyers represented by a PWR REALTOR® are eligible to receive up to $3,000 in assistance towards the monthly association dues for the first 12 months on their first home.

HomePath Program by Fannie Mae

Fannie Mae has introduced two special financing programs titled "HomePath Mortgage Financing" and "HomePath Renovation Mortgage Financing." The benefits for using their financing on selected Fannie Mae listings range from: Low down payment and flexible terms; available for both owner occupied or investors; no appraisal fees; funding for both the purchase and light renovation and more.

City of Anaheim Community Development $125,000 Down Payment Assistance Program

The City of Anaheim, Community Development Department, provides homebuyer down payment assistance up to $125,000 for the purchase and rehabilitation of qualified foreclosed homes in Anaheim. Properties must be located within eligible census tract areas and include single-family residences, townhomes and condominiums. Preference is given to households that live or work in Anaheim. City of Bellflower HOMEBUYER'S ASSISTANCE PROGRAM

The HAP assists qualified households with 80 percent of the down payment and 100 percent of the non-recurring closing cost associated with the purchase of a home. The borrower can receive up to $40,000 in the form of a deferred second mortgage at 5 percent simple interest. To encourage long-term homeownership in Bellflower, the interest on the L-HAP loan is forgiven after the tenth year of ownership. The full loan is forgiven after 30 years of home ownership.

City of Cypress First Time Buyer Program

The Cypress Redevelopment Agency Home Equity Loan Program (HELP I) has been developed to provide first time home-buyers with the financial assistance necessary for home ownership. Eligible first-time home-buyers can obtain help with their down-payment, including a portion of non-recurring closing costs.

This program is a deferred 30 year loan secured by a subordinated second trust deed. The loan is deferred for the first 5 years at either 0% (conventional 1st mortgage) or at 3% (FHA 1st mortgage) interest rate. At the start of the 6th year, the loan becomes fully amortized at either 5% (conventional 1st mortgage) or at 3% (FHA 1st mortgage) interest rate for the remaining 25 years. City of Fountain Valley First Time Buyer Program The City of Fountain Valley is offering down payment assistance to eligible first-time homebuyers under its First-Time Homebuyer (FTHB) Program. Eligible persons/households can receive up to $50,000 for a one bedroom unit, $100,000 for a two bedroom unit or $150,000 for a three or more bedroom unit. Assistance is in the form of a forty-five year loan with interest and payments deferred for the first ten years of the loan. The FTHB Loan is secured by a second trust deed in conjunction with a first mortgage offered by a participating lender.

You can also follow me on Twitter for daily updates on newly acquired bank owned properties with in the cities of Long Beach, Rossmoor, Los Alamitos, Cypress and Seal Beach plus links to articles dealing with the real estate market.

Buyer's did you know...That my services to you are FREE! No cost will come out of your pocket book when you use me as your real estate agent. The seller pays for my services.

This web site has been designed with the consumer in mind. Simple, informative and to the point! No information traps, cookies or pop ups.

Just a reminder that I specialize in Residential Sales, Foreclosures, Auctions, Short Sales and BPO''s/Broker Price Opinion.

Create your own banner at mybannermaker.com!

Drop me an e-mail if you have any questions about the real estate market or regarding home mortgages. And don't forget to come back for weekly updates on interesting topics and articles about buying, selling or investing in real estate.

California Department of Real Estate License Number: 01048604